Top 10 Reasons to Insure Your Home with Chubb

We’re often asked, in your professional opinion, who is the best insurance company. Our agency works with several fantastic companies who offer great products but there is 1 company whose services is truly exceptional.


Chubb goes above and beyond unlike any other insurance company in the business. Chubb is not for everyone but for successful clients fortunate enough to have Chubb, they have the best.

Top 10 Reasons to Insure Your Home with Chubb

  1. World-renowned claim service. Our highly-skilled claim service professionals are available 24/7 to respond quickly to a covered loss. Every effort is made to contact you within 6 hours of your report of loss, and in most cases we issue payment within 48 hours of a claim’s settlement.
  2. Extended replacement cost. With Chubb’s Extended Replacement Cost coverage, we pay what it takes to have your home repaired or rebuilt — even if the cost exceeds your policy limit.*
  3. Discounts. Chubb helps you minimize your costs without compromising your coverage — through multi-policy discounts and additional savings opportunities for loyalty and a loss-free history. Ask your agent for details.
  4. Cash payment option. If rebuilding after a covered total loss doesn’t make sense for you — or you’d prefer to build somewhere else — you can choose cash up to your policy limit instead. The same applies when replacing a covered item that has been lost, stolen or damaged.
  5. Expert home appraisals. Through our complimentary appraisal service, we help assess the proper amount of coverage for your home and family and offer personalized security and fire prevention advice to help keep you safe.
  6. Temporary living expenses. When you can’t live in your home due to a covered loss or forced evacuation, we can help you find a comparable place to stay, and we’ll cover the increase in expenses until you can go home again (includes pet kenneling).
  7. Rebuilding to code. If you choose to rebuild after a covered loss, we’ll pay the added expense to bring it up to the current code — including new plumbing and wiring, if that’s what’s needed.*
  8. Industry-leading coverage. We offer many industry-leading coverages and options, including family protection, which covers expenses for victims of kidnap and ransom, carjacking and other such crimes worldwide. Additional notable coverage options include Excess Liability limits as high as $50 million, and Primary and Excess Flood Insurance.
  9. Complimentary services. Through the Masterpiece® Protection Network, we can refer customers to pre-qualified service providers. Our Masterpiece HomeScanSM uses infrared technology to proactively detect hidden hazards in the home. We also offer Chubb Wildfire Defense Services, emergency loss restoration services and curbside hurricane damage assessments in many states. Valuable identity theft coverage and services are also included with a Chubb homeowners policy.
  10. Solid financial strength. Your home and possessions should be covered by a financially secure organization. Chubb receives consistently high ratings for financial strength from A.M. Best, Moody’s and Standard and Poor’s, the leading independent analyst for the insurance industry.

Wallace & Wallace

Wallace & Wallace, a division of The Andrew Agency, is a Cornerstone Chubb agency. If you are buying a house in D.C., Maryland or Virginia, contact us today at 301.320.5800 or